Considering the benefit of the swap facility offered by RBI on FCNR (B) deposits, the bank has introduced a new deposit scheme -UBI Unique FCNR (B) Deposit Scheme.

This scheme is designed to help Non-Resident Indians (NRIs) grow their overseas earnings through secure foreign currency fixed deposits. Introduced to leverage the benefits of the RBI's FCNR(B) framework, this scheme offers attractive interest rates, flexible tenure options, and protection against exchange rate fluctuations.